8️⃣Card Authorisations

This step assumes you have successfully issued a card using Card Issuancestep of this guide

Now that you have created a customer account and issued a first card, you are able to simulate card authorisations and process simulated transactions. To do so, you need to use /simulator/cards/{cardId}/authorisation POST request.

Initiate card authorisation

post

Simulates card authorisation

Authorizations

Path parameters

cardIdstring · uuidrequired

Unique card ID

Header parameters

Signaturestringrequired

HTTP message signature

Signature-Inputstringrequired

HTTP message signature input

Idempotency-Keystring · uuidrequired

Idempotency key (UUID)

Content-Digeststringrequired

Content digest

Body

amountstring · decimalrequired

Amount to be authorised

Example: 10.0

currencystringrequired

Authorisation currency (ISO-4217)

Example: EUR

captureboolean · default: truerequired

Whether to capture the authorisation immediately

Responses

application/json

cURL

JavaScript

Python

HTTP

cURL

curl -L \
  --request POST \
  --url 'https://api.offblocks.xyz/v1/simulator/cards/{cardId}/authorisation' \
  --header 'Authorization: Bearer JWT' \
  --header 'Signature: text' \
  --header 'Signature-Input: text' \
  --header 'Idempotency-Key: 123e4567-e89b-12d3-a456-426614174000' \
  --header 'Content-Digest: text' \
  --header 'Content-Type: application/json' \
  --data '{
    "amount": "10.0",
    "currency": "EUR",
    "capture": true
  }'

201

400

401

404

500

201

{
  "id": "123e4567-e89b-12d3-a456-426614174000",
  "accountId": "123e4567-e89b-12d3-a456-426614174000",
  "cardId": "123e4567-e89b-12d3-a456-426614174000",
  "status": "pending",
  "amount": "10.0",
  "currency": "EUR",
  "merchantAmount": "10.0",
  "merchantCurrency": "EUR",
  "exchangeRate": "10.0",
  "merchant": {
    "id": "text",
    "name": "text",
    "mcc": 1,
    "country": "text",
    "city": "text"
  },
  "createdAt": "2025-04-03T07:51:03.347Z",
  "updatedAt": "2025-04-03T07:51:03.347Z"
}

Successful operation

Let's say we want to create an authorisation for €20 and automatically capture the funds:

{
  "amount": "20.0",
  "currency": "EUR",
  "capture": true
}

If everything was successful, you will receive a response with status 201 (Created) which looks similar to the following:

{
    "accountId": "ae61c362-4136-49af-8e01-544457fe265b",
    "amount": "20",
    "cardId": "fc4912aa-cac9-4bb0-a6a7-6ec50bf45879",
    "createdAt": "2024-01-12T15:22:29.451485Z",
    "currency": "EUR",
    "exchangeRate": "1",
    "id": "532a52af-9f68-429b-8945-184773d0889d",
    "merchant": {
        "city": "London",
        "country": "GB",
        "id": "TEST",
        "mcc": 9999,
        "name": "Test Merchant"
    },
    "merchantAmount": "20",
    "merchantCurrency": "EUR",
    "status": "pending",
    "updatedAt": "2024-01-12T15:22:29.905768Z"
}

As automatic capture happens asynchronously, you can verify it has been successfully captured and a new transaction created and processed by first making a GET request to /authorisations/{authorisationId}.

Retrieve authorisation details

get

Retrieves authorisation's details

Authorizations

Path parameters

authorisationIdstring · uuidrequired

Unique authorisation ID

Header parameters

Signaturestringrequired

HTTP message signature

Signature-Inputstringrequired

HTTP message signature input

Responses

application/json

cURL

JavaScript

Python

HTTP

cURL

curl -L \
  --url 'https://api.offblocks.xyz/v1/authorisations/{authorisationId}' \
  --header 'Authorization: Bearer JWT' \
  --header 'Signature: text' \
  --header 'Signature-Input: text'

200

400

401

404

500

200

{
  "id": "123e4567-e89b-12d3-a456-426614174000",
  "accountId": "123e4567-e89b-12d3-a456-426614174000",
  "cardId": "123e4567-e89b-12d3-a456-426614174000",
  "status": "pending",
  "amount": "10.0",
  "currency": "EUR",
  "merchantAmount": "10.0",
  "merchantCurrency": "EUR",
  "exchangeRate": "10.0",
  "merchant": {
    "id": "text",
    "name": "text",
    "mcc": 1,
    "country": "text",
    "city": "text"
  },
  "createdAt": "2025-04-03T07:51:03.347Z",
  "updatedAt": "2025-04-03T07:51:03.347Z"
}

Successful operation

{
    "accountId": "ae61c362-4136-49af-8e01-544457fe265b",
    "amount": "20",
    "cardId": "fc4912aa-cac9-4bb0-a6a7-6ec50bf45879",
    "createdAt": "2024-01-12T15:22:29.451485Z",
    "currency": "EUR",
    "exchangeRate": "1",
    "id": "532a52af-9f68-429b-8945-184773d0889d",
    "merchant": {
        "city": "London",
        "country": "GB",
        "id": "TEST",
        "mcc": 9999,
        "name": "Test Merchant"
    },
    "merchantAmount": "20",
    "merchantCurrency": "EUR",
    "status": "captured",
    "updatedAt": "2024-01-12T15:22:30.2762Z"
}

And then making a GET request to /transactions/{transactionId} with the same ID.

Retrieve transaction details

get

Retrieves transaction's details

Authorizations

Path parameters

transactionIdstring · uuidrequired

Unique transaction ID

Header parameters

Signaturestringrequired

HTTP message signature

Signature-Inputstringrequired

HTTP message signature input

Responses

application/json

cURL

JavaScript

Python

HTTP

cURL

curl -L \
  --url 'https://api.offblocks.xyz/v1/transactions/{transactionId}' \
  --header 'Authorization: Bearer JWT' \
  --header 'Signature: text' \
  --header 'Signature-Input: text'

200

400

401

404

500

200

{
  "id": "123e4567-e89b-12d3-a456-426614174000",
  "accountId": "123e4567-e89b-12d3-a456-426614174000",
  "cardId": "123e4567-e89b-12d3-a456-426614174000",
  "authorisationId": "123e4567-e89b-12d3-a456-426614174000",
  "status": "processing",
  "direction": "debit",
  "amount": "10.0",
  "currency": "EUR",
  "merchantAmount": "10.0",
  "merchantCurrency": "EUR",
  "exchangeRate": "10.0",
  "merchant": {
    "id": "text",
    "name": "text",
    "mcc": 1,
    "country": "text",
    "city": "text"
  },
  "tokenAmount": "10.0",
  "token": "eip155:1/erc20:0x6b175474e89094c44da98b954eedeac495271d0f",
  "fees": [
    {
      "type": "partner",
      "tokenAmount": "10.0"
    }
  ],
  "chainTransactions": [
    {
      "chainId": "eip155:1:0xa3847d82245abb63692bded9da859af0b73b1bfd2409502291c39795eb14954f",
      "createdAt": "2025-04-03T07:51:03.347Z"
    }
  ],
  "createdAt": "2025-04-03T07:51:03.347Z",
  "updatedAt": "2025-04-03T07:51:03.347Z"
}

Successful operation

{
    "accountId": "ae61c362-4136-49af-8e01-544457fe265b",
    "amount": "20",
    "authorisationId": "532a52af-9f68-429b-8945-184773d0889d",
    "cardId": "fc4912aa-cac9-4bb0-a6a7-6ec50bf45879",
    "chainTransactions": [
        {
            "chainId": "eip155:280:0x0000000000000000000000000000000067517441607a481e825155eaaadcf7e9",
            "createdAt": "2024-01-12T15:22:30.14091932Z"
        }
    ],
    "createdAt": "2024-01-12T15:22:30.268311Z",
    "currency": "EUR",
    "direction": "debit",
    "exchangeRate": "1",
    "fees": [
        {
            "tokenAmount": "0.1",
            "type": "network"
        }
    ],
    "id": "532a52af-9f68-429b-8945-184773d0889d",
    "merchant": {
        "city": "London",
        "country": "GB",
        "id": "TEST",
        "mcc": 9999,
        "name": "Test Merchant"
    },
    "merchantAmount": "20",
    "merchantCurrency": "EUR",
    "status": "processed",
    "token": "eip155:280/erc20:0x6B175474E89094C44Da98b954EedeAC495271d0F",
    "tokenAmount": "20.1",
    "updatedAt": "2024-01-12T15:22:30.479706Z"
}